InsightsNotes from Cosmos2026
Insights

Notes on holistic wealth management — written from the practice.

Plain writing on the dimensions of a financial life, the integration that makes them work as a system, and the decisions that actually compound. No predictions. No hot takes. Just the work.

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Plain writing on holistic wealth management.

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On the Supernova System

The framework that holds the six dimensions of your financial life as one continuous frame.

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From High Earner to Wealthy

Why income alone doesn’t compound — and what the HENRY decade actually decides.

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Equity Comp Is a Position

Treating RSUs and ISOs the way a portfolio manager treats a trade.

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The Tax Year, Mapped Quarterly

Why filing in April is the smallest part of tax planning.

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Retirement Income, In Order

Withdrawal sequencing, Social Security claiming, and the tax-window math that makes the income last.

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